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Egypt's Sahl Integrates Klivvr Instalment Payments Into Mobile App

The integration expands digital payment options as both Egyptian fintechs continue to grow their consumer financial services.

Startup Scene

Egyptian digital payments and bill payment platform Sahl has partnered with Egypt-founded fintech Klivvr to enable instalment payments directly through its mobile app, giving customers a new way to manage recurring payments digitally.

Through the integration, Klivvr users can make instalment payments via the Sahl app, adding a more flexible payment option that can be accessed anytime and from anywhere.

Launched in 2019, Sahl provides access to more than 200 services, including electricity, natural gas, water, telecommunications and internet bill payments. The platform also offers Near Field Communication (NFC) functionality, allowing users to recharge prepaid utility meters and smart cards remotely, alongside business-to-business digital payment and collection services.

Founded in 2021, Klivvr offers digital payment and lending services through its smart payment card and mobile app. The fintech expanded its consumer finance offering in 2025 with a Buy Now, Pay Later (BNPL) product providing financing of up to LE 500,000 over repayment periods of up to 60 months, alongside one-time financing of up to LE 15 million through a network of more than 1,000 merchants and partners across Egypt.

The company has continued to expand its digital ecosystem in 2026 with the launch of its AI-powered financial assistant K.ai, rewards programme K.Points and in-app marketplace K.Shop, helping grow its customer base to more than 700,000 users.

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