Mashreq & Cashew Advance Digital Lending With Platform Based Credit
The model allows consumers to access loans up to Dh150,000 directly within digital platforms.
Mashreq, a Dubai-based financial institution, and Cashew, a buy-now-pay-later provider, are expanding their collaboration to roll out an embedded lending model that integrates credit directly into digital checkout experiences.
The framework allows consumers to access financing at the point of purchase across sectors including automotive services, home improvement, healthcare and education. The offering includes near-instant approvals, transparent terms and loans of up to Dh150,000, with repayment periods of up to 48 months. Funds are paid directly to merchants.
The model builds on the growth of buy-now-pay-later services in the region, extending the concept beyond smaller transactions to cover higher-value and essential expenses through a fully digital process.
The partnership combines Cashew’s platform infrastructure with Mashreq’s lending and risk management systems, aligning fintech delivery with regulated banking frameworks.
The companies state that the model is designed to simplify access to credit by embedding financing into existing digital journeys, reducing the need for traditional loan applications or credit card use.
